An individual that approves a loan and ensures the application package is complete, as well as, supporting documents needed are complete.
- Review credit applications for credit worthiness
- Review credit report for outstanding debts and credit history
- Ensure that State and Federal regulations are met
- Open communication with the buyer and seller pertaining only to collecting information needed
- Review and clear conditions
- Knowledge and understanding of each end lenders guidelines and requirements
- Forwarding any concerns or questions to the MLO of record the customer may have
- Perform related duties as assigned by supervisor
- Maintain compliance with all company policies and procedures
* Underwriter who also takes, offers or negotiates the terms of a residential mortgage loan
* Review credit applications for credit worthiness, through review of debts and credit history
* Excellent understanding of Underwriting guidelines and conditions
* Ensure that State and Federal regulations are met
* Review and clear complex conditions and loan requirements
- Excellent computer proficiency (MS Office - Word, Excel and Outlook)
- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
- Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
- High school diploma or GED required
- Basic math skills
- Prior Underwriting experience preferred